Understanding how Centrelink entitlements fit into your retirement strategy is an important step in securing your financial future. At Squared Financial Solutions, our advisers can help you assess whether you’re eligible for Centrelink support and how to maximise your entitlements in line with your overall retirement goals.
When you retire, you may be eligible to receive income support from the Australian Government in the form of the Age Pension. The Age Pension is designed to provide a basic level of income to help cover essential living expenses in retirement.
Eligibility is assessed based on a range of factors including:
A Squared Financial Solutions Adviser can help you understand these rules and determine how Centrelink may complement other components of your retirement income — such as superannuation, investments, or annuities.
In addition to income support, qualifying for Centrelink benefits may give you access to a range of additional concessions, including:
Your adviser will assess which entitlements you may be eligible for and help structure your financial affairs accordingly.
It’s often beneficial to seek financial advice before lodging a Centrelink application. Small changes to your asset structure or income stream may impact your eligibility or maximise the benefits available to you.
At Squared Financial Solutions, we provide advice that takes into account:
If you’re approaching retirement — or already retired — and want to explore how Centrelink can support your financial plan, we’re here to help.
Contact us today to book a consultation and let’s build a retirement plan that makes the most of every available opportunity.
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14/20 Commercial Rd Melbourne VIC 300
Corporate Authorised Representative of National Planning Partners Pty Ltd.
ABN 25 620 741 326 (Representative No. 1270404).
Australian Financial Services License 503734
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