At Squared Financial Solutions, our advisers may recommend gearing as part of your investment strategy — where appropriate. Before making any recommendations, we take the time to thoroughly understand your financial position, investment goals, and risk tolerance to determine whether gearing is suitable for your circumstances.
What is Gearing?
Gearing is a strategy that involves borrowing money to invest in income-producing assets such as shares, managed funds, or property. By leveraging borrowed funds, investors may be able to amplify their investment returns and accelerate wealth creation over the long term.
However, while gearing can enhance returns, it also increases risk. Market fluctuations can impact your investment value, and you’ll still be responsible for repaying the loan — regardless of investment performance. That’s why it’s essential to ensure the strategy is structured correctly and aligned with your personal financial objectives.
Is Gearing Right for You?
Gearing isn’t a one-size-fits-all solution. It’s typically best suited to investors who:
Our experienced advisers will assess your unique situation and help determine whether a gearing strategy fits within your broader financial plan. If it’s appropriate, we’ll also ensure it’s structured in the most effective and tax-efficient way possible.
If you’re ready to explore how a gearing strategy could work for you, get in touch with us today. We’ll arrange a personalised consultation and begin developing a tailored investment plan designed to help you achieve your financial goals — with confidence and clarity.
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14/20 Commercial Rd Melbourne VIC 300
Corporate Authorised Representative of National Planning Partners Pty Ltd.
ABN 25 620 741 326 (Representative No. 1270404).
Australian Financial Services License 503734
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