Superannuation is one of the most tax-effective ways to build wealth for retirement — yet for many Australians, it remains one of the least understood. At Squared Financial Solutions, our advisers can help you make the most of your super by developing strategies that align with your goals, lifestyle, and retirement timeline.
We have access to comprehensive and independent research to help determine which superannuation funds and investment strategies are right for you, as part of a broader financial plan.
Superannuation is an investment structure designed to help you save for retirement. It receives generous tax concessions from the Australian Government, which makes it one of the most effective vehicles for long-term wealth accumulation.
Most working Australians receive Superannuation Guarantee (SG) contributions from their employer — currently 11% of their ordinary earnings (increasing to 12% by 2025). You may also choose to make additional contributions through salary sacrifice or personal payments, up to annual contribution caps.
Choosing the right super fund — and the right strategy — can make a significant difference to your retirement outcome. If you don’t choose a fund, your employer will contribute to a default fund, which may not suit your personal needs, investment preferences, or insurance requirements.
A Squared Financial Solutions Adviser can help you:
Many Australians have lost super — money held in forgotten or inactive accounts. This often occurs when you change jobs, addresses, or names without updating your super fund.
If your fund has been unable to contact you, or if your account has been inactive for two or more years, your super may be transferred to the ATO’s Lost Members Register.
According to the ATO, there are currently millions of lost and unclaimed super accounts worth billions of dollars. This is money that could be actively invested and growing your retirement savings.
At Squared, we can help you:
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14/20 Commercial Rd Melbourne VIC 300
Corporate Authorised Representative of National Planning Partners Pty Ltd.
ABN 25 620 741 326 (Representative No. 1270404).
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